# How to Play Baccarat & Win

## How to Play Baccarat

Baccarat rules are easy to learn; it is a very simple game and has one of the best odds of all casino games. Baccarat is played with 3 dealers and up to 12 or 14 players.

Baccarat is usually played with 8 standard card decks. Aces valued as one, face cards and ten cards valued as zero, and the rest of the number cards worth their face value. The suit has no meaning. The object of the game is to get as close to 9 as possible.

The play begins by all players, including the dealer, placing their bets either on the player, the banker or on a tie. Traditionally, the dealer bets on the banker. The dealer can be the house dealer or one of the players.

After everyone has placed their bets, the dealer gives two cards to each player and to the banker. The total of these 2 cards is added up and the score for that hand is the right digit of the total value of the cards. So if you have a 9 and a 4 then the total would be 13 so your score is 3. If you have 8 and 2 then the total is 10 so your score is 0. The scores will always range from 0 to 9 and it is impossible to bust. A third card may or may not be dealt to either or both the player and the dealer depending on the totals. If either the player or the banker has a total of an 8 or a 9 they both stand. If the player’s total is 5 or less then the player hits, otherwise the player stands. If the player stands, then the banker hits on a total of 5 or less. If the player does hit, then you can use the chart below to determine if the banker hits (H) or stands (S).

## Baccarat Basic Strategy Chart

 Banker’s Score Player’s Third Card 0 1 2 3 4 5 6 7 8 9 7 S S S S S S S S S S 6 S S S S S S H H S S 5 S S S S H H H H S S 4 S S H H H H H H S S 3 H H H H H H H H S H 2 H H H H H H H H H H 1 H H H H H H H H H H 0 H H H H H H H H H H

## Baccarat Odds / House Edge

These are the options and odds available in relation to each bet in Baccarat.

 The Odds Bet House edge Player Hand 1.29% Bank Hand 1.01% Tie Hand 15.75%

Generally speaking, when betting on the Player Hand, the house edge is 1.29%.

When betting on the Bankers Hand, the house edge is 1.01%.

When betting on a Tie Hand, the house edge is 15.75%.

## Baccarat Rules

### A. The goal of the game

Your aim is to guess whether the Banker or the Player will have a higher hand, or whether their scores will be the same – a tie.

### B. Card values in Baccarat

1. All numbered cards from 2 to 9 are counted at their face value.

2. All 10’s and picture cards (Jack, Queen, and King) count as 0

3. An Ace counts as a 1

### C. Setting-up the game

1. Decide on your budget – As a general rule, you should have enough for 40 hands of Baccarat before you sit down, so decide how much you wish to spend first of all.

2. Choose your table – All tables have a minimum and maximum amount you can bet, choose one
where each hand is around a fortieth of your budget. i.e. if you have a bankroll of £200, you
should be looking at playing £5 per hand.

3. Choose your seat – The choice in your seat makes no difference to the outcome of any given hand.

4. Decide how much you would like to change up and play with– You will be given chips, the
sizes of which depend on how much you change up and the limits of the tables.

### D. Course/progress of the game

1. First of all, you are required to place a bet on the Banker, Player and/or the Tie. You can place a bet on more than one or all 3 places if you want to.

2. The cards are now dealt; there are no further actions to take in the hand, and the Banker will deal 2 cards to both the Player and the Banker. Any further cards are dealt according to the value of the 2 hands.

3. If the Player’s first two cards total 6 or above, the Player must stand without drawing a card. If the Player’s first two cards total 5 or less, the Player must draw one additional card.

4. If the Banker’s first two cards total 7 or above, then the Banker must stand without drawing a card. If the Banker’s first two cards total 0, 1, or 2, then the Banker must draw one card. If the Banker’s first two cards total 3, 4, 5, or 6, then whether the Banker draws is determined by whether the Player drew, and if so the value of the Player’s draw card. See below for more details

### Banker drawing rules

Player Banker0123456789
9SSSSSSSSSS
8SSSSSSSSSS
7SSSSSSSSSS
6SSSSSSDDSS
5SSSSDDDDSS
4SSDDDDDDSS
3DDDDDDDDSD
2DDDDDDDDDD
1DDDDDDDDDD
0DDDDDDDDDD

The above table shows when the Banker draws. Remember, the Banker must Draw if they have a 0, 1 or 2 and must stand if they have a 7, 8 or 9.

S shows the Banker needs to Stand

D shows the Banker needs to Draw another card.

E Once all of the cards have been dealt, the payout takes place. If the Banker has a higher total,
anyone who bet on the Banker wins at odds of 1 to 1, less 5% commission. If the Player has
a higher total, any winners get paid out at 1 to 1. If the totals are tied, the Tie wins and pays
out at either 8 to 1 or 9 to 1, depending on the casino.

As the Banker enjoys a positional advantage and has more information available to them than the Player when it comes to drawing the 3rd card. Therefore, betting on the Banker results in a smaller win than if you bet on and win on the Player.

## Baccarat Betting Systems

A few popular money management systems to assist you in your game play include Oscar’s Grind, Pyramid System and the Small Budget Progressions.

Continue to Part II – Baccarat Strategy & Tips

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## FAQ

### What is Baccarat?

Baccarat is a hugely popular card game, that is widespread in casinos around the world, both online and in land-based casinos. It is played with eight standard card decks, with each card having a value determined by its face. The goal of the game is to reach nine, or as close as possible to it.

### Where does Baccarat come from?

According to most historians, the game’s origins can be traced back to the 15th century. The man who is usually credited with the creation of the game is the Italian, Felix Falguierein. He named the game baccarat. In Italian, the word baccara means zero, named after the amount that the face cards are worth.

### How is Baccarat commonly played?

As we said, Baccarat is usually played with 8 standard decks. In a typical Baccarat game, there are 3 dealers, and the ideal amount of players does not exceed 14. The goal of the players is to reach the number 9, or at least get as close to it as possible.

### How much is each card worth in Baccarat?

The numbered cards are each valued at face value. Meaning a 2 is worth two, a 3 is worth three…An Ace in Baccarat is valued as one and the tens and face cards are all valued at zero.

### Is Baccarat a good game for beginners?

Baccarat is an excellent game for newbies. The rules are much easier to learn than other casino card games like poker, blackjack or craps. It also has some of the best odds out of any other casino games. So, if you are curious to try your hand at gambling, then Baccarat is the perfect place to start.

### Is there a strategy in Baccarat?

Many people believe that Baccarat is a game that relies purely on luck. In fact, it is this very fact that draws most new people to the card game. Unlike poker, where strategy, mind games, and bluffing are far more important than the cards themselves, in baccarat, the cards speak for themselves. However, this is not entirely accurate. Yes, the game itself relies completely on luck. However, when it comes to placing bets, there are strategies involved. Namely, the Fibonacci sequence.

### What is the Fibonacci system for betting in Baccarat?

The Fibonacci system is a strategy for placing bets in various casino games. It can be applied to roulette, craps, and of course, Baccarat. For those that may not know, the Fibonacci system is a popular number sequence, in which every following number equals to the sum of the previous two numbers. The way this works is simple. Whenever you lose a hand, you put the last two bets together and place a new bet equaling their sum. The goal here is to win back your losses, as well as make some extra cash. Once you’ve won, you go back to your initial bet.

### Are odds of winning at Baccarat good?

As with any other casino game, in Baccarat the dealer (or the house) has a slight advantage over the player. However, Baccarat’s popularity comes precisely from the fact that it has one of the best odds in casino games.

### What are the odds of winning at Baccarat?

When it comes to Baccarat, the dealer has 45.8% chance of winning the match. This is slightly higher than the player’s chances, which usually tend to be around 44.6%. And lastly, the odds of the game ending in a tie are the lowest, at only 9.6%.

### What is the best hand in Baccarat?

The best hand in Baccarat is 9. It is the highest score that one can get in Baccarat, and the game’s goal is to reach a hand as close to 9 as possible.

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