# EZ Baccarat Guide: Rules, Strategy & Expert Tips

Written by Jennifer Lynn
Reviewed by Richard Grant

## How to Play EZ Baccarat

EZ Baccarat is a variation of the popular casino game Baccarat. It follows exactly the same format in terms of gameplay and features just 2 small differences.

## EZ Baccarat Rules

In both forms of Baccarat, all Aces count as 1 point, picture cards, and 10’s count as 0 points and all numerical cards count as their face value.

The aim of the game is to guess who will have a higher hand, the Banker, Player or whether both scores will be the same.

Once you have placed your bet, 2 cards are dealt face up for each Player at the table and for the Banker. As in Blackjack, you are playing directly against the Dealer, known in Baccarat as the Banker, and therefore don’t need to worry about other Player’s hands.

An example of the layout of an EZ Baccarat game can be seen above.

There are no further decisions to be made in a game of WZ Baccarat as what happens next depends on the total of the cards for the Player and Banker.

When looking at your total, only the last digit counts so the total for both the Player and Banker is always between 0 and 9.

For example, if you have a 9 and 5, the total is 14 but only the last digit – so in this case 4 – is used. Therefore it is not possible to go bust and lose the hand as you can in other games such as Blackjack.

Once all players and the Banker have 2 cards, the totals are worked out and the hand continues as follows:

• If wither Player or Banker has a total of 8 or 9, they both stand
• If the Player’s total is 5 or less, they hit and receive 1 more card, otherwise, they stand
• If the Player stands, the Banker hits on a total of 5 or less
• If the Player does hit, use the following table to determine the action of the Banker

Players 3rd card
Bankers Score 0 1 2 3 4 5 6 7 8 9
7 S S S S S S S S S S
6 S S S S S S H H S S
5 S S S S H H H H S S
4 S S H H H H H H S S
3 H H H H H H H H S H
2 H H H H H H H H H H
1 H H H H H H H H H H
0 H H H H H H H H H H

S = Banker Stands
H = Banker Hits

Once the above actions have taken place, winning hands are paid out.

If the Player wins, any bets on the Player are paid out at even money.

One of the 2 differences between EZ Baccarat and standard Baccarat is that bets on the Banker are also paid out at even money in EZ Baccarat as opposed to standard Baccarat where a 5% fee is taken.

If both the Player and the Banker have the same total, bets on the Tie are paid out at odds of between 8 to 1 and 10 to 1 depending on the casino.

The other difference between the versions comes if the Banker wins a hand with a 3 card total of 7. In this case, bets on the Banker will only Push and any bets will be returned. Bets on the Tie and Player will still be settled as a loss.

## EZ Baccarat Strategy

One of the 2 differences between EZ Baccarat and standard Baccarat is that bets on the Banker are also paid out at even money in EZ Baccarat as opposed to standard Baccarat where a 5% fee is taken.

If both the Player and the Banker have the same total, bets on the Tie are paid out at odds of between 8 to 1 and 10 to 1 depending on the casino.

The other difference between the versions comes if the Banker wins a hand with a 3 card total of 7. In this case, bets on the Banker will only Push and any bets will be returned. Bets on the Tie and Player will still be settled as a loss.

## EZ Baccarat Tips

The EZ version of Baccarat is very similar to the main version. The main advantage is that there is no commission payable on Banker bets, therefore, this bet has a lower house edge. It is worth bearing in mind though that if the Banker wins after a 3 card total of 7, the bet isn’t paid as a win but instead pushed which is one way the house gets some of their edges back.

As with all casino games, ensure you play within your means and don’t overstretch your bankroll. Play bets which allow you to enjoy the game for some time as opposed to betting all or nothing.

More in-depth tips and strategies can be found on our Baccarat Strategy page.

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Jennifer Lynn has spent 14 years working in the online casino industry, making her a real expert in the field. She's not just skilled at writing about casinos; she also has a deep interest in online gambling games and is a passionate researcher and player. Jennifer offers her expertise on a range of casino games and the smart strategies to use. But her life isn't all about gambling and casinos. She also loves riding horses and practicing yoga, showing that she knows how to balance her professional interests with personal passions.
Last Updated: May 29, 2024

## FAQ

### What is EZ Baccarat?

EZ Baccarat is a variation on the popular casino game, Baccarat. It is a game played popularly in quite a few casinos around the world.

### Is EZ Baccarat different than classic Baccarat?

In many ways EZ Baccarat is very similar to the classic game. In fact, it is entirely the same in terms of gameplay, with only one significant difference.

### What are the differences between EZ Baccarat and Classic Baccarat?

There is only one difference between Baccarat and the EZ variant, however, it is a very important difference. The 5% commission charged for a player’s win is waved in EZ Baccarat.

### Is EZ Baccarat better than the classic game?

With the 5% commission waved and a lower house edge, EZ Baccarat is certainly a game that offers a much better player experienced than the classic variant. Players have slightly better odds at victory in the EZ Baccarat variation.

### What is the goal of EZ Baccarat?

The goal of EZ Baccarat is to guess who will have a bigger hand between the Banker and the Player. To do this, you must reach a score of 8 or 9.

### How much is each card worth in EZ Baccarat?

The EZ Baccarat variant has the same rules for card values as the standard game. These are the values of each of the cards in Baccarat: • Ace = 1 • Picture Cards = 0 • 10s = 0 • Numbered Cards = the number on their face

### Can EZ Baccarat be played in Las Vegas?

Yes, EZ Baccarat can be found in many land-based casinos around Las Vegas. Though the game is not as popular as the classic variant of the game, it can still be found and played at quite a number of casinos.

### Can EZ Baccarat be played online?

Yes, EZ Baccarat is a very popular game at many online casinos. Again, while not as popular as the classic game, EZ Baccarat is still played at many online gambling websites.

### Can I play EZ Baccarat for real money?

Yes. The game can be played at both online and land-based casinos for real money. It is pretty popular, and has been growing in popularity in recent years.

### How many decks are involved in EZ Baccarat?

Much like the classic game, EZ Baccarat is played with 6 to 8 decks. If you are a new player, it is much better to discover a casino that plays the game with less decks, as the bigger the deck, the higher the house advantage is.

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