The casino version of the popular card game sees the player go up against the Dealer with the aim of getting a low score as possible. It is played with 1 standard deck of 52 cards.
1. Place your bet.
2. You are now dealt 3 cards face up and the Dealer will receive 3 cards face down.
3. There is only one option to make in 3 Card Rummy which is whether to Raise at this stage or Fold.
4. If you Fold, the hand is over. If you Raise, the Dealer’s cards are turned over and the scores of both hands are compared. The Dealer must have 20 or less in order to ‘qualify’.
a. If the Dealer does not qualify, you get even money on your Ante bet and the Raise bet ‘pushes’ – so you get your money back.
b. If the Dealer qualifies and you have a lower score than the Dealer, you win a payout depending on your hand – further details are shown below.
c. If the Dealer qualifies and has a lower score, you lose both the Ante bet and the Raise bet.
d. If the Dealer qualifies and the scores are the same, the bets are a ‘push’ and you get your money returned.
An Ace is worth 1 point, a Jack, Queen, and King are worth 10 points, and all numbered cards are worth their face value – 4 is worth 4 points, 6 is worth 6 points etc.
This isn’t quite the end of the story though, and this is where things get a bit more complicated. If you play online at one of our recommended sites, you will see your total displayed for you after your 3 cards have been dealt, so you won’t need to worry about working it out for yourself.
• If you have a pair or 3 of a kind, those cards score 0 points.
• If you have 2 or 3 suited cards in ascending order – such as 5 and 6 of Spades or 10 and Jack of Diamonds, these cards score 0 points. Please note that an Ace-King suited does not count as suited in ascending order as an Ace is considered to be low only.
Payouts from the Ante bet and Raise bet can get a bit confusing.
If the Dealer fails to qualify, you get your Ante and Raise bet back.
If the Dealer qualifies and you have a lower score:
The Ante bet pays out at 1 to 1.
If your score is 0 points, the Raise bet pays out at 4 to 1.
If your score is between 1 and 5 points, the Raise bet pays out at 2 to 1.
If your score is 6 points or higher, the Raise bet pays out at 1 to 1.
Please note that these amounts can vary from casino to casino so we recommend you check with the casino for full details.